What the public data shows about India's rural housing scheme
Numbers pulled directly from government sources. Three schemes now, more will be added here over time.
houses completed under the scheme so far
of a 4.06 crore target set since 2016
Ministry of Rural Development, live dashboard
eligible households were left off the priority waitlist
identified by Gram Sabhas themselves, then excluded anyway
CAG Performance Audit Report No. 8 of 2025
sanctioned houses sat incomplete past their own deadline
₹134.51 crore already released for them, construction still not done
CAG Performance Audit Report No. 8 of 2025
is the fixed assistance per house, written into the scheme
₹1.2 lakh in plain areas, ₹1.3 lakh in hilly and difficult ones
PMAY-G framework guidelines
Upfront, before anything else on this page: the government also publishes a state-by-state breakdown for this scheme, on the same dashboard the numbers above come from. Summed across every state, it doesn't reconcile with the government's own published national totals, off by an inconsistent factor. We found the same problem again on DAY-NRLM's rupee figures later. Every number on this page instead comes from an independently published source, never from that state-wise breakdown, more on why further down.
How it's supposed to work
The mechanism behind the numbers above, one household's path from the waitlist to a finished house. Every rule shown below is real, cited where it comes from.
The waitlist
A national survey ranks rural households by real hardship: houseless, or living under a mud-and-thatch roof. The neediest go on a Permanent Waitlist first, verified by the Gram Sabha, not by who applied earliest.
Priority by deprivation (SECC 2011 + Awaas+ survey), not by application date
The sanction
Selected off the waitlist, the house is sanctioned and the first installment lands directly in the household's bank account, no intermediary in between.
₹1.2 lakh (plain areas) to ₹1.3 lakh (hilly areas), paid by direct transfer
Building begins, with paid help
Construction isn't left to the household alone: it comes with a right to 90 to 95 days of paid unskilled labour through VB-G RAM G, the same guarantee covered elsewhere on this site.
90–95 days of MGNREGA-convergence wage labour, mandatory
The geo-tag checkpoints
Money doesn't move on trust. At the plinth, the lintel, and the roof, an official photographs the house with GPS location and a timestamp attached. Skip a checkpoint, and the next installment simply doesn't release.
Each installment gated behind a geo-tagged photo of verified progress
The toilet, too
A house alone isn't the finish line. A further ₹12,000 arrives through a separate convergence, the Swachh Bharat Mission, because the scheme's idea of a home includes a toilet.
₹12,000 more, for sanitation, through Swachh Bharat Mission convergence
The finished house, in her name
A final geo-tagged photo marks the house complete. By rule, ownership is registered in the name of the household's woman, alone or jointly, with an exception only when there genuinely isn't one.
House ownership registered in a woman's name, by rule
One household's path is one story. Nationally, since 2016:
houses completed, of a 4.06 crore target
completed in FY2022-23 alone, nearly 3x 2019-20's pace
Where this comes from
The short version, for anyone new to the scheme.
From aid to a guarantee
Rural housing aid existed since 1985, restructured in 2016 into a results-linked benefit tied to "Housing for All."
The deadline, extended
The 2022 target passed uncompleted; the deadline moved to 2028-29, with 2 crore more houses added.
From aid to a guarantee
Rural housing aid existed since 1985, restructured in 2016 into a results-linked benefit tied to "Housing for All."
The deadline, extended
The 2022 target passed uncompleted; the deadline moved to 2028-29, with 2 crore more houses added.
Explore by state
Not live yet, and deliberately so.
The government does publish a state-by-state breakdown for this scheme, on the same dashboard the numbers above come from. We checked it closely before building anything on top of it: summed across every state, it doesn't reconcile with the government's own published national totals, off by an inconsistent factor, not a clean unit mismatch like the one we found and fixed on the MGNREGA page. Rather than ship a map that might be wrong, we're leaving it out until we can verify a reliable source, the same call this project made once before.
Every number above comes straight from a government source, either their public data website (linked inline) or an official audit report. Nothing here is guessed or estimated. Records for a specific household, who got what and when, aren't shown here, that data isn't on the public part of the government's website.